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Don't let the first impression hurt you.
It was the summer of 12, and I just graduated from high school. Urged by my parents, I used my holiday to go to a local driving school. On the first day of class, a dozen coaches came to the noisy conference room. Men and women of all ages and shapes. Most people seem friendly. However, one of the middle-aged people left a deep impression on everyone. Everyone called him Liu. His face is dark and his hair is almost bald. Still holding a "general's belly." When I looked into his eyes, he seemed to see me. He stared at me with a frown, which scared me to look away. I thought to myself, "Don't take me with this fierce coach."

My first impression of coach Liu was a little fierce. But this is how fate plays tricks on people. The more things you don't want to happen, the more things will happen. Liu is my coach after all. It was not until later that I got along that I realized that a person who looks fierce is actually fierce and has a bad temper. In fact, only after chatting with my friends did I realize that Liu is the most patient, peaceful and humorous coach and will not leave a deep impression on the students.

Now I've changed my mind. I believe that people's hearts may be very beautiful. Even if it looks fierce.

I share this story because we can't judge people or things with our first impressions. We should change the wrong ideas. Only in this way can we do better.

(2)

Many people say that stocks are a "scourge". So-and-so news report, who lost all the money in stock trading; Who owes a lot of debts in stock trading? The market is full of such terrible and tragic news.

Let's ignore the truth of these reports for the time being. One thing we have to think about is that people who can lose all their money in stock trading must be people who can't invest. There are people who know nothing about investment. Because anyone with a little common sense knows. The stock market is risky, so you should be cautious in investing. This short sentence tells us to do what we can. Invest with your spare money. And if you want to make a profit, you have to understand how it makes money. Learn investment skills. Instead of taking risks.

Stock is also an investment. Let's get back to the point.

The most suitable way for us ordinary people to invest and get the maximum rate of return is to buy funds.

Is there no risk in the fund?

My affirmative answer is yes. Any investment is risky. It's just the difference between big and small.

That fund is also risky, so why should I buy a fund instead of stocks?

Because there is a big difference between funds and stocks.

The fund is a basket of stocks, and the stocks are one. Think about it. When the stock falls, it really falls. I'm afraid four stocks will fall because the fund has heavily invested in 10 stocks. You may still make a profit in the end. )

2 the fund has a fund manager, and we are our own managers in the stock market. Think about it, do we have a master's degree and trained fund managers? )

Funds don't need us to keep an eye on whether they are rising or falling, but if we want to get a good return on the stock, you have to keep an eye on them all the time. Think about it. How much time can you spend on stocks in a day? Don't we have to move bricks? )

How does the fund make money?

Funds can make money because of the economic cycle. As can be seen from the above picture. The fund is divided into four cycles: recession, recovery, overheating and stagflation. Then cycle in turn. Just like the four seasons. Because of the epidemic at the beginning of the year, the economic cycle entered recession ahead of schedule. It really caught everyone off guard. After more than five months of anti-epidemic, we finally ushered in economic recovery. Look at this picture again, and you will know where the key point is.

(3)

Not long ago, when I was chatting with my cousin, she mentioned her children. His name is Dodo. At the age of two, he is very naughty. Touch everything you see, touch it. One day, he went to find another roll of paper. Tear the roll of paper hard. My cousin on the phone reacted. Hurriedly yelled at him, "Go play, don't touch this thing, and then I'll hit you." Toto seems scared. I went to play somewhere else. But before long, I ran back and played again with this roll of paper. Cousin is really helpless. I have to ask my brother-in-law for help. Brother-in-law didn't yell at him loudly, but squatted down and asked, "Toto, is this fun?" "Nod a little more." This thing is a roll of paper, which is used to wipe hands. You can turn it like this, "said the brother-in-law, poking the roll of paper with his hand and flipping through it. I watched a lot and giggled. This is not a toy, you can't play with it. The brother-in-law added. Duoduo seems to realize that this is a roll of paper, not a toy. Later, I never played with paper again.

From this story, we can know that sometimes we can't interpret others with our own cognition. As the name implies, it is the other party's fault and the other party's fault. Back to the understanding of the fund. Many people think that the fund is a pit, and all the investments are losing money. Actually, we don't know anything about it.

No matter how fierce the beast is, it is also a kitten in the hands of an animal trainer. Because the trainer knows.

Finally ~

Who do you care about, you can also share the harvest with him. Knowledge needs to be transmitted and stories need to be shared. If you can share a good story with your friend, he will be very happy.