What are the ways of fund dividends? At present, there are two ways of fund dividend: cash dividend and dividend reinvestment. Dividend reinvestment, cash dividends to be distributed will continue to be invested in the fund and continue to accumulate to expand the investment scale. For this kind of reinvestment, fund management companies generally do not charge subscription fees and encourage investors to continue investing in funds. If investors are optimistic about a fund, they may wish to consider choosing fund share dividends. If you need cash income to supplement your family regularly, you should choose cash dividends. Most fund management companies will allow investors to change the choice of dividend distribution methods, so even if your income and household expenses have changed greatly, don't worry, you can apply to the fund management company for change.

Generally speaking, investors who invest in growth funds have strong anti-risk ability and pay attention to the growth and accumulation of capital, which is more suitable for choosing the distribution method of dividend reinvestment; Investors who invest in balanced funds and income funds pay more attention to stability and cash income, and can choose the distribution method of cash dividends. The more dividends the fund has, the better? The more dividends the fund receives, the better. Investors should choose a dividend distribution method that suits their own needs. Fund dividend is not the biggest standard to measure fund performance. The biggest criterion to measure the fund's performance is the growth of the fund's net value, and dividends are just the cash for the growth of the fund's net value. For open-end funds, if investors want to realize income, they can also redeem part of the fund shares to achieve the effect of cash dividends; Therefore, whether the fund pays dividends and the number of dividends will not have a significant impact on investors' investment income.