Can't a 5-year-old bachelor have a deposit of 58, yuan? !
The money comes from the savings earned by starting a business or hard work. Not only should he own it, but he also needs this savings to get rich. It is easier to find a matchmaker or a matchmaking agency to find a woman to start a family.
On the other hand, it's absolutely inappropriate to say that old bachelors are lazy when they don't work, and it's absolutely inappropriate to have a few drinks, cigarettes and whores at home, and then have a deposit of 58, yuan. Secondly, people like this will also be suspected whether this deposit is from unknown sources, and they will say that his deposit will not be kept in the bank for a long time. Therefore, the topic that an old bachelor who doesn't count is not suitable for owning this deposit is right.
But we can always believe the benefits of an old bachelor with 58, deposits.
Fortunately, the 5-year-old bachelor still has 58, yuan in savings. In real life, many bachelors can't even take out 5,8 yuan. This is also a self-control bachelor who is still the best among bachelors. Many bachelors lose confidence in life, drink and smoke, and spend money in a mess. Finally, they become five-guarantee households. Today, there are 58,. It should be said that they need to plan well. First of all, they have their own. What's more, it's a person. Having a good place to live is the basis for improving the quality of life, and it's also a harbor where you can live forever. I don't know if this person is a town or a rural population. If there is one, there is no need to buy it. If you buy a house in a third-and fourth-tier city, there is not much money left. You can only say that you buy it smaller. Secondly, pay the rest of the money to the old-age insurance. The old-age insurance before competition is an investment model with the safest rate of preservation. You are alone, and you will have a life guarantee that It must not be sloppy. If you have a house in the countryside or in the city and still have so much savings, you might as well try to find a wife. Bijing people often say that it is difficult to live alone, and it is not bad to have a wife. There is also a sustenance in terms of feelings. If you can marry a younger one, maybe you can have a boy and a girl, so much the better. When you are in your eighties, your children will be in their thirties, and there will be more successors. Before I have never married a woman in my life, being able to marry a wife and live with myself * * * also makes up for a big shortcoming in my life. I believe that there are 58, bachelors at the age of 5, and they are definitely normal men with progress. No matter what the plan is, this 58, is definitely a strong backing. I hope he can make good use of this money and live a carefree life for the rest of his life. I wish him the best.
People are 5 years old and haven't got married yet, and they have experienced
storms. It's not bad to find a suitable person to start a family. 58, yuan is neither too much nor too much. At least, a normal life is ok. When you are old, you can just have a companion and talk. If you don't want to find a wife to live alone, you can be free. If you have an old-age insurance and In fact, 5 years old is not too old. The average age of Chinese people is over 7 years old. Even if they live to 7 years old, they still have 2 years of scenery. If they live in the countryside, they can achieve financial freedom with 58, yuan, and they can live happily with 3, yuan a year. It all depends on their mentality.
When they are 5 years old, they should pay attention to these points, otherwise they may regret it. I wish you master the essence and have a happy old age.
People will have different emphases and tendencies at each stage. At your stage, you must first have social security. You are still in the prime of life, energetic and capable, which needs to be considered for the next few decades. The security and supportability of social security is the highest point, which can let you have no worries. What specific method can be used to pay private messages? It would be great if you already have it.
to continue working. Now is by no means the time to put the sword in the warehouse and put the horse in the south mountain. We should continue to accumulate capital for the future. You can do what you are good at, and if you are interested, you can try the extension of this industry. Never enter a new industry that you don't understand.
money must be moved, and deposits must not be devalued. If you want to live a good life, it is very important to realize compound interest. Whether it is done or not, there may only be a difference of tens of thousands of dollars in the short term, and it will be a million dollars in the long run.
the most important thing in investment and financial management is the safety of principal. With the growth of age, this is unparalleled. Never make any high-risk investment, the variables are too big. Even if you succeed, your life will not be turned upside down. In case of failure, it is simply unbearable pain.
in addition, it is necessary to ensure a certain liquidity. When people reach middle age, they may need money at any time. It is troublesome to get it out and embarrassing to borrow it from others.
In the short term, on the basis of the old-age security, most of the funds can be made into structured deposits or smart deposits, which is both safe and profitable. Leave tens of thousands of money funds, combined with two credit cards, which can basically ensure liquidity; A small amount of other funds can be planned for a fixed investment of three years, which can take into account the overall income.
Fixed investment is the only way that ordinary people can achieve low risk and high income, as long as it can be strictly implemented. It is recommended to use the Hengyi fixed investment method. For the specific fund allocation, the determination of the number of periods, the selection of the target, etc., you can see my small video or private letter.
In the long run, we should strengthen our study. Asset allocation is a dynamic process, and no method can be invincible, only the one that suits us best.
The safest way is to find a job while you are not very old. The so-called small water flows forever! Don't fantasize about this little money in your hand.
judging from the meaning of your words, your energy is limited, and you can save some money at this age. You should be a dutiful person, not bad!
With the increase of age, the ability to create wealth will become lower and lower, so the most important thing now is to keep the hard-won achievements. Therefore, I suggest you:
1. Find a job and get paid.
2. Pay social security to ensure the future.
3. deposit 3, yuan in the bank on a regular basis.
4. Put the rest in the bank, which wins every day and can be redeemed at any time. Then wait for the stock market crash, and then ask your friends who speculate in stocks for advice. You can make a little money if you seize the opportunity, so don't touch it normally.
We must keep our greed and desire. How about this? The rest of my life is no problem. [Shy] [Shy] [Shy]
As a peer, I'm really happy to have a deposit of 58, yuan for this friend. This money often feels disdainful to the rich. What kind of money is this? For us ordinary working-class people, I deeply understand the hardships behind this money, which is saved a little from my teeth and bought by sweat soaking my clothes!
In addition, Youyou is still a bachelor, and I deeply sympathize with this point. That is to say, we should also consider the problem of no one dying after a hundred years of illness?
I suggest putting the money in the bank for financial management, which is twice as much as the ordinary deposit, so that the interest can be used to supplement it. Later, when you get old, you will pay some money to live in an apartment for the elderly, where there is a place to take care of your life, an old man to play with you, and someone to help you deal with your affairs after a hundred years! It is not recommended to use this hard-earned money to make stocks, do business, or get a second marriage. (It is predicted that the other party will find a way to get your money into her pocket, which is more frequent, so be cautious.)
Well, your money doesn't grow on the ground, so it is most suitable to work out a method according to your own situation!
It is suggested that a comprehensive financial planning should be made in combination with the corresponding specific conditions, through different financial products and reasonable dispersion and combination, under the condition of high security, which can better meet the financial needs of the elderly with a deposit of 58, yuan.
First, analyze the situation in the title and the potential financial needs:
1. Old age. Obviously, when managing money, you need to give priority to safety and be flexible, taking into account the benefits.
2, deposit. Maybe the experience of financial management is not particularly rich. Therefore, try to choose products that are convenient for consultation and do not require too much professional knowledge, and are purchased nearby.
3,58,. This amount of funds needs to consider a comprehensive plan and appropriately spread risks.
Summary: Old people, funds are life savings. Financial management and safety should be given priority, and efforts should be made to save energy and facilitate consultation and purchase. There is also a potential problem, because of the large amount of funds, it needs proper consideration, the inheritance of wealth, and the problem of "profit" for future generations.
Next, combined with practice, provide a three-dimensional reference scheme:
15, yuan purchase, low-risk, money fund or bank current financing. As an old friend, it is inevitable that there will be a rainy day. With 5, yuan, there will be some room and space for maneuver, and it is necessary to manage money as a whole.
RMB 2,3, can be considered to purchase a large certificate of deposit, with guaranteed capital and interest, protected by the deposit insurance system, and the interest rate has risen by 44-5%, which is suitable for medium-sized funds. The term is also suitable, with three years and five years, and multiple cycles can be selected. If it is urgent, it can be redeemed in advance.
3. The remaining funds can be used to purchase short-term structured deposits. Capital preservation, floating income, relatively stable reputation and good reputation are also issued by banks. The cycle is mostly three months, six months and one year, and the annualized rate of return is about 4%.
Summary: The financial management of the elderly should not only control the risks, but also combine the current period with the fixed period as far as possible. At the same time, the longest period should be controlled, which should not exceed 5 years, and can be renewed when it expires.
Thirdly, another financial management idea:
58, yuan, 2, to 3, yuan, one-time purchase of a small-sized house without loan, and the remaining 1, to 2, yuan can be properly adjusted according to the previous plan to ensure the daily expenses. It depends on the specific situation.
summary: this idea takes into account risk isolation and wealth inheritance. However, it needs careful consideration.
To sum up:
Financial management for the elderly is a feasible market-oriented scheme, which gives priority to safety, convenience, liquidity and benefits. It can not only make old friends have living money at hand in investment and financial management, but also spread risks, and enjoy property income and happiness in low risk. It has a strong reference for middle-aged and elderly friends to manage their finances.
Hello, Uncle.
A flower in july rhapsody is still strong and middle-aged at fifty.
I don't know what your personality and values are.
But if I were you, I might adopt a child, which will not only contribute to the society, but also give a light to the children who have no father or mother.
and there is at least one person to take care of when you are old. . . . At least in the busy festivals, there is a caring person sitting opposite.
If you want to invest 58% of your savings, I think Uncle had better not play with stocks or anything like that. I think you can stay and open a relaxed shop like a small shop, at least with a stable income.
Of course, if you have a job, I think 58, yuan is a wealth management product that can save some reliable funds and have little risk and gains, so as to increase the value of property.
Actually, it's best to live well in this world. I hope Uncle can put aside everything and live the life he wants most.
don't be tired and bothered by trifles.
I wish you good health and happiness.
glad to answer your question! If a 5-year-old man has no children, it is best to find a kind-hearted wife, at least in the old age, he can still have a companion! Or save the money, get some interest every month, and then find a younger generation and talk to him. If you can raise you old, the money will be his in the future. If you don't raise you old, he won't get a cent!