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With the rapid development of third-party investment platforms, more and more products have jumped into the eyes of investors. A financial product - Boshi Money Good has appeared on the Alipay platform, which has attracted widespread attention. So Alipay Boshi Money Good
How to calculate expected income?
How much is the subscription and redemption fee?
Let’s discuss it together today.
1. How to calculate the expected income of Boshi Currency?
Boshi Currency is a portfolio fund, and the expected return of the portfolio fund is the sum of the expected returns of each investment fund.
Therefore, the expected return of Boshi Monetary Fund = 40% of the expected return of the CCB Cash Monetary Fund + 20% of the expected return of Boshi Anying Bond C + 40% of the expected return of Xinhua Pure Bond Tianli Bond Type C.
Of course, after understanding the calculation method, we still cannot calculate the expected future returns. We can only estimate based on the historical expected returns of each of the above funds.
Let’s assume that investing 1,000 yuan in Bosera Monetary Fund is equivalent to the expected return of the CCB Cash Monetary Fund with an investment of 400 yuan, the expected return of 200 yuan of Bosera Anying Bond C and the expected return of 400 yuan of Xinhua Pure Bond Tianli Bond Type C.
After a period of time, the expected return of CCB Currency is 10 yuan, the expected return of Bosera Anying Bond C is 15 yuan, and the expected return of Xinhua Pure Bond Tianli Bond Type C is 18 yuan.
Then Boshi Currency Good received an expected income of 43 yuan.
2. How much is the handling fee for selling Boshi Currency?
As mentioned above, the expected return of the fund is the sum of each fund, so the handling fee is also the sum of the funds.
Under normal circumstances, currency funds do not need to pay handling fees. The handling fees for bond funds are charged in the same proportion by specific funds. Investors only need to pay the application and redemption fees of each fund, and no other fees are charged.
The selling fee for investing in Bosera Monetary Goods = 20% Bosera Anying Bond C redemption fee + 40% Xinhua Pure Bond Tianli Bond Type C redemption fee; of course, the holding period has an impact on the redemption fee, generally speaking
If the holding period exceeds 30 days, there is no redemption fee.
That's all the relevant content on how to calculate the expected income of Boshi Currency Good, I hope it will be helpful to everyone.
Warm reminder, financial management is risky, so investment needs to be cautious.