What if the fund can't make a fixed investment?
To solve the problem that the fund can't make a fixed investment, we must first understand that for index funds, underestimation is a range, not a point.
In terms of valuation, it is impossible to judge the price-earnings ratio trend of the future index. If you don't buy the index now and it's in an undervalued area, we may not wait until it's even undervalued in the future. Maybe it's possible to step empty.
What we can be sure of is, for example, if the price-earnings ratio of the index is below 10, then it is in an undervalued region in the historical period, and we may not be able to buy the cheapest time, but the second price is acceptable. After all, a bird in the hand is worth a hundred in the bush.
The fixed investment of the fund is actually a simple and effective investment strategy, but few people can stick to it for a long time. There is a simple reason. The price of index funds will fluctuate greatly. Once the fund plummets, everyone will be afraid to buy it for fear of losing money. Once the fund rises sharply, everyone will be anxious to close the position and can't hold the fund.
This aversion to loss is human instinct. If you want to make money, you must overcome it. A better way is to write the fixed investment plan on paper. The more detailed the better, including when to buy, what is the logic of buying, how much to buy, what to buy, when to sell, what is the logic of selling and what to sell.
Well, the analysis of what to do if the fund can't make a fixed investment is here, hoping to help everyone. Warm reminder, the fund is risky and needs to be cautious in investment.