Whether a one-year fund can be withdrawn in advance depends on the trading status of the fund. If the fund is closed for one year, it cannot be redeemed in advance. If the fund is open-ended, it can be redeemed in advance.

Purchase and redemption through banks, brokers and fund companies.

For example, if you want to redeem the fund purchased through the savings card of China Merchants Bank, please go to www.cmbchina.com, the homepage of China Merchants Bank, click "Personal Banking Popular Edition" on the right, enter the card number and inquiry password, and then log in. After entering, click the horizontal menu Investment Management-Funds-My Funds-Fund Positions. You can see your current fund position in the fund position, and click "Redeem" in front of the fund to be redeemed according to the prompt.

If the fund handles fixed investment at the same time and wants to cancel or terminate the fixed investment, please click the horizontal menu Investment Management-Fund-My Fund-My Fixed Investment, and click More under the operation on the right to suspend or terminate the fixed investment plan.