If the "normal" or "quick" mode is used, China Merchants Bank will transfer out normally without checking the payee's information, but one of the payee's bank, name and account number is incorrectly filled, and after the transaction bill arrives at the other bank, they will generally return it. It will be returned within 4 working days for banks in the same city, and within 0 working days for banks in different places/kloc-0.
Bank toll-free number: 4008-121-311. Call the manual service for free. After calling customer service, follow the voice operation and enter the telephone banking inquiry system to inform the situation. The bank has the function of account reversal. If the remittance has been made, as long as the money in the account is useless for transfer or withdrawal, you can use the reversal function to get it back. Generally, you need to enter your name and account number for transfer. If the name and account number do not match, the transfer will not succeed. If you transfer money through ATM, you may not be able to enter names and other functions. If you transfer the wrong account and the money is withdrawn, you can sue him and the bank can provide you with relevant certificates. In order to avoid the recurrence of transfer errors, we must carefully check whether the payee's name and account number match. At present, Alipay only supports two account formats. Through the docking of the system, it can complete the process of fund opening and fund purchase for users in one stop. If users choose to use the funds in Yu 'ebao for shopping payment, it is equivalent to redeeming the monetary fund. The whole process is simple and quick.
Mobile banking can conduct inter-bank transfer business.
charging standards
ICBC: 0.2 yuan/Article or 0.3 yuan/Article is accepted according to the number of short messages sent. Remittances from different places are charged according to the personal remittance charge standard at the counter, that is, 1% of the single remittance amount, with the lowest 1 yuan and the highest in 50 yuan. The handling fee is 20% off the remittance [6].
China Construction Bank: remote transfer (remittance), inter-bank transfer and transfer to enterprises. As of 20 10 12 3 1, these three kinds of transfers enjoy a 0. 15% fee discount, ranging from 1 yuan to 15 yuan.
China Merchants Bank: Mobile banking transfer and remittance services (excluding transfer out of agreed accounts) will be handled before the end of October/October/May, and the national transfer and remittance fees will be free.
Everbright Bank: Our bank or my account transfer is free in the same city, and a handling fee of 0.5% of the transaction amount is charged in different places (the lowest in 2 yuan and the highest in 20 yuan). A handling fee of 0.5% of the transaction amount is charged for inter-bank remittance in the same city (lowest in 5 yuan and highest in 50 yuan).
Bank of Communications: 6 yuan's monthly mobile phone service fee (always free), foreign counterparts and other banks in the same city charge a handling fee of 0. 1 5% (50% off), while foreign banks charge 0.3% (50% off), ranging from1yuan to 15 yuan.
Agricultural Bank: 2 yuan/month service fee for SMS service. Domestic transfers and remittances with all banks are up to 50,000 yuan per day, and the handling fee is free.
Minsheng Bank: Free of charge.