The 9-month risk of Sanxixin Tian Hong Li Yong is interest rate risk. Interest rate risk means that the fluctuation of market interest rate will lead to the change of stock market price and yield. All funds have risks, but it's just a matter of high and low risks. Fund is an indirect investment tool, and its risk is mainly indirect risk. Because the fund operates in the form of portfolio investment, external factors have relatively little influence on it, so this risk is usually smaller than other investments.