If the stock is compared with the floor fund, the handling fee of the stock is higher than that of the floor fund; If you compare stocks with OTC funds, the handling fee for buying stocks is generally lower than that for OTC funds, and the handling fee for selling stocks is higher.

For example, if you buy a fund of 6,543,800 yuan, if the investor's stock commission is 22,000 yuan, then 6,543,800 yuan is only 20 yuan's commission; However, off-site funds are generally calculated according to a few percent. Assuming that the subscription fee is 1.5% after the fund is discounted, it takes 1.50 million yuan to purchase 1.50 yuan. Selling stocks is expensive because stocks are subject to stamp duty of 1‰, while off-exchange funds may be exempted from redemption fees after long-term holding.

The handling fee for stock purchase includes trading commission, stamp duty and transfer fees.

Only trading commission is needed to purchase the on-site fund, and transfer fees and stamp duty are not needed.

The purchase needs of OTC funds: subscription fee, redemption fee, management fee, custody fee, and some sales fees charged by foundations.