1. deposit the housing provident fund into the housing fund management center system;

2. Have permanent residence or valid residence status in this city;

3. Buy owner-occupied housing in this city;

4. Have a stable occupation and income, and have the ability to repay the loan principal and interest;

5. Pay the housing provident fund in full and on time;

6, with the purchase contract or related documents, the sale of public houses by the program has been approved by the higher housing management agencies;

7. Provide the guarantee method agreed by the trustee;

8. Meet other conditions stipulated by the client.

In Shenzhen, applicants can apply for provident fund loans as long as they have paid the housing provident fund in full and on time within 6 months before the month of applying for loans, and the provident fund account is in a normal state of payment when applying for loans. (* * * If the applicant participates in quota calculation, the above conditions also need to be met. Those who do not meet the above conditions can only be the same applicant as * * *, but do not participate in the quota calculation).

Because there are differences in policies and requirements for individual housing provident fund loans in housing provident fund management centers around the country, you need to consult the provident fund loan business outlets in detail or consult the local provident fund management center.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.