Funds (mainly investment funds): the funds raised by investment funds through issuance mainly purchase bonds, stocks and various wealth management products; Funds generally pay cash dividends in the middle and the end of the year, provided that the fund is profitable.

Bonds: mainly including government bonds, local bonds and corporate bonds. Treasury bonds and local bonds are mainly invested in infrastructure projects planned by the state and local governments, such as railways, highways, bridges and other infrastructure. Corporate bonds are mainly used for new factories, equipment or other projects that need investment. Bonds mainly earn income through fixed coupon rate determined before issuance.

Stock: common stock issued by a listed company, and the funds raised are mainly used for the company's operation and development projects. There are two ways to make a profit: the company's dividend and the price difference of the stock price increase.