Should the fund be sold for one year?
Investors can decide whether to sell the fund after one year of operation according to their own situation. Generally speaking, when the fund gains to a certain extent or loses to a certain extent, it is necessary to learn to take profit and stop loss, because the fund is a volatile wealth management product, and there will be ups and downs.
Therefore, when the fund is profitable to a certain extent, it can be considered to sell and take profits. Investors can set a profit-taking point, such as 20%. When the fund makes a profit of 20%, it will be redeemed. The same is true when you lose money. The essence of the fund is to buy low and sell high to earn the difference, which has little effect on the holding time.
Will the fund definitely make money after one year?
The fund is a risky investment, and it is a financial management that does not guarantee the principal and interest. Therefore, the fund may not be able to make money in a year, but it may also lose money. Pay attention to the type of fund when buying a fund. If it is a money fund or a pure debt fund, the fund is more likely to make money in one year, because these two types of funds are low-risk funds, with low risk, relatively stable income and more likely to make money in the long run.
But if it is a high-risk fund type, such as stock fund, hybrid fund and index fund, it depends on the fund market. If the fund market is good, it will make money, and if the fund market is bad, it will lose money.