Pure debt funds show that the investment targets are all bonds, and bonds are of course risky, but they are much smaller than stocks. In addition, diversification of funds will greatly reduce investment risks. Generally speaking, the probability of loss of pure debt funds is small, < 10%.

If you just check the expected return online, this is a new fund that has just been issued. Referring to the investment benchmark three-year time deposit interest rate, the interest rate has just been reduced on June 8, but the three-year lump-sum deposit and withdrawal is annualized at 4.65% (three-year cumulative compound interest 14.6%). Generally speaking, it should be more than 14.6%. But the extent of the excess may not be too great.

In addition, there is no redemption fee for the Fund, and the management fee is directly deducted from the daily profit and will not be charged separately. The bond fund itself has a relatively low subscription and management fee ratio, so the landlord need not worry too much.

PS: Handmade (I am still a student, and there may be mistakes. The landlord knows nothing and can work directly. It's safer to call Credit Suisse customer service, and my speech is for reference only)