The money in the medical insurance card is composed of medical insurance funds paid by the government and individuals. The government will pay a certain amount of medical insurance fund for rural residents every year. At the same time, rural residents also need to pay certain medical insurance fees according to regulations. These medical insurance funds are stored in medical insurance cards for rural residents to use when they need medical services.
Therefore, whether there is money in the medical insurance card depends on whether the medical insurance fund paid by the government and individuals is enough to pay for medical expenses. If the balance of the medical insurance fund is sufficient, there will be money in the medical insurance card, which can be used to pay medical expenses. If the balance of the medical insurance fund is insufficient and there is not enough money in the medical insurance card to pay for medical expenses, individuals need to bear part of the expenses themselves or seek other payment methods.
It should be noted that the medical insurance policies and medical insurance fund balances in different regions may also be different, so the specific situation needs to be determined according to local policies and regulations.
Legal basis:
People's Republic of China (PRC) Social Insurance Law Article 25 The State establishes and improves the basic medical insurance system for urban residents.
The basic medical insurance for urban residents combines individual contributions with government subsidies.
People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.
Article 23 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premium in accordance with the provisions of the state.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
"People's Republic of China (PRC) social insurance law" thirtieth the following medical expenses are not included in the scope of payment of the basic medical insurance fund:
(a) shall be paid by the industrial injury insurance fund;
(2) It shall be borne by a third party;
(three) shall be borne by public health;
(4) Go abroad for medical treatment.
Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.