If the risk tolerance of investors is relatively high, it is better to choose stock funds; if the risk tolerance of investors is relatively low, it is better to choose partial stock funds. The risk of stock funds is greater than that of partial stock funds, and the expected return is higher than that of partial stock funds. Partial stock funds have no fixed position restrictions and are relatively flexible.

investors can also choose stock funds or partial stock funds according to the market conditions. If the current market conditions are good, it is better to choose stock funds; if the current market conditions are poor, it is better to choose hybrid funds.