1, first check whether you have a bank card of this bank. If you have his bank card, you may need real-name authentication. If you don't have the bank card of this bank, don't pay attention to him. It is possible that the former owner of your mobile phone number used this mobile phone number to set up a bank card.

2, the mobile phone number can be re-assigned after half a year of cancellation, so your number may have been used by others.

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How to buy funds

1, with the company's business license, official seal, legal representative's ID card and other materials, go to the bank to fill in the application form for bank account opening, fill in relevant forms, and apply for opening a bank account with the company name in the service window.

You can use the opened bank account to pay for goods, collect taxes and pay wages. There are two kinds of funds: open-end funds and closed-end funds. Open-end funds can be purchased directly from the fund company's website (online banking is required) or through various banks.

3. Closed-end funds must open stock accounts and buy them like buying and selling stocks. The fund is an expert in helping you manage your money. The minimum starting capital of the fund is 65,438+0,000 yuan, fixed in 200 yuan. Go to a bank or fund company to buy funds. Banks can act as agents for many fund companies, and specially open accounts to find bank financial counters. At present, some securities companies also have agents to trade funds. After the bank opens online banking, there is a general discount for online shopping.

4. When a branch opens an independent account, it shall bring the following information to the bank where it opens the account:

A copy of the original business license; Original and photocopy of the ID card of the head of the branch 1 copy; Original and photocopy of the agent's identity certificate 1 copy; Letter of introduction from the enterprise (power of attorney from the legal representative is required); One original and one copy of basic account account opening permit; Official seal, financial seal and legal representative seal of the enterprise; (The above copies are all copied on A4 paper) Generally, when a branch opens an account in a bank, the bank will not require the qualification materials of the legal person. If it is stipulated in the articles of association of the legal person that the account opening needs the authorization of the legal person, the account opening business shall be handled with its authorization documents.