1. The background of the formulation is to enhance the ability of agriculture to resist risks, accelerate the development of modern agriculture, promote the revitalization of rural industries, and ensure the stable income increase of farmers. According to the "Notice of the Office of the Policy Agricultural Insurance Coordination Group on Doing a Good Job in Policy Agricultural Insurance in 2021"

(Yongnongbao [2021] No. 4) document, this plan is specially formulated.

2. Work Goals In 2021, focus on piloting the promotion of "full cost + benefit" insurance for early and late rice planting throughout the region. The Ningbo Agricultural Insurance Office will launch a plan to improve the protection level of hybrid rice seed production, wheat, and pigs in a timely manner to comprehensively promote

To develop insurance products for the seed industry, we will continue to develop basic insurance products and innovative insurance products for the rural industry.

3. Main tasks (1) Carry out a pilot program for “full cost + benefit” insurance for early and late rice planting.

During the pilot period, two insurance products, new and old, for early and late rice planting exist at the same time. Large-scale growers insure themselves, and individual farmers insure collectively in administrative villages. In accordance with the principle of farmers choosing the type of insurance and the amount of insurance, they can voluntarily insure and be willing to insure to the fullest extent.

Protect, protect everything you should.

The Ningbo Agricultural Insurance Office will speed up the investigation of the complete costs of hybrid rice seed production, wheat cultivation and pig production, and pilot new versions of insurance products to improve risk protection levels.

(2) Comprehensively promote the development of industrial insurance in the seed industry.

The Ningbo Municipal Agricultural Insurance Office will actively carry out the development of seed production industry insurance for the city’s grain, vegetables, livestock, poultry, aquatic products and other provincial-level approved and promoted varieties, disperse the risks of seed production and promotion, promote the stable development of our city’s seed industry enterprises, and enhance resistance to

risk capabilities to promote the construction of a strong city in the seed industry.

(3) Increase the development of basic insurance types for rural industries.

In accordance with the requirements of the "Implementation Opinions of the Ningbo Municipal Policy Agricultural Insurance Coordination Group on Accelerating the High-Quality Development of Agricultural Insurance" (Yongnongbao [2020] No. 5) on full coverage of rural industrial insurance by 2025, the Ningbo Agricultural Insurance Office

Agricultural insurance operating institutions will be encouraged to increase research and development efforts, promote the development of insurance types in an all-round and multi-level manner, implement relevant protection regulations for new insurance types, and study financial incentives for the development of new insurance types. In 2021, it is planned to promote dragon fruit, blueberry, beef cattle, small green dragon, and razor clam.

Development of insurance products such as breeding and pig transportation.

(4) Promote the development of innovative insurance products in an orderly manner.

The Ningbo Agricultural Insurance Office will, in view of the current situation that some agricultural industries are greatly affected by climate change and difficult to determine losses, encourage agricultural insurance operating institutions to go deep into the production line, fully understand the pain points of industrial development, adhere to the principle of sustainable development of low profits, and develop meteorological indexes, agricultural products

Quality, price index, insurance plus futures and other innovative insurance types.

Continue to promote the pilot of "policy insurance + commercial supplementary insurance", and continue to encourage the exploration of pilots of policy insurance plus commercial insurance or pure commercial insurance for local characteristic rural industries and modern agricultural parks with large investment and high returns. Finance at all levels will continue to provide

Policy support.

(5) Optimize the operation model of insurance institutions and promote orderly competition in the agricultural insurance market.

Central insurance types and local specialty insurance types will continue to be operated by National Insurance, and the shares will be optimized and adjusted in a timely manner.

Encourage qualified insurance operating institutions to independently participate in the agricultural insurance market, engage in moderate competition, stimulate the vitality of the agricultural insurance market, and effectively safeguard the interests of farmers.

(6) Carry out insurance performance evaluation and business tracking work.

The Ningbo Agricultural Insurance Office will conduct a comprehensive evaluation of insurance types that have completed the pilot period for three years, and will modify insurance terms, insurance amounts, premium rates, and financial subsidy ratios according to regulations based on the evaluation results.

Revise the terms of greenhouse crop planting insurance, open-field vegetable planting insurance and other types of insurance, improve the content of the terms, and optimize the compensation handling method.

Review, evaluate, and clean up insurance types that have no business for a long time or have low coverage.

(7) Build an agricultural insurance information supervision and service platform.

Ningbo Agricultural Insurance Office will explore a new model of digital agricultural insurance supervision, build an agricultural insurance supervision service system, integrate agricultural and rural big data and agricultural insurance data, and avoid repeated insurance and false insurance incidents. Through Zhejiang Office, Zhejiang Zhengding and various

We will create a public micro-account for agricultural and rural departments, create a supermarket for agricultural insurance products, carry out online promotion of insurance knowledge and products, promote online insurance, complaints, and claims settlement, and improve the level of agricultural insurance supervision services.

Organize special training on agricultural insurance in a timely manner to improve agricultural insurance knowledge and business capabilities, enhance awareness of serving "agriculture, rural areas and farmers", and improve the level of serving "agriculture, rural areas and farmers".

4. Work Requirements (1) Complete agricultural insurance performance evaluation in a timely manner.

In accordance with the assessment requirements for agricultural insurance work in rural revitalization, the district agricultural insurance office effectively guarantees financial support funds for agricultural insurance, gradually changes the mode of agricultural support, and gradually transforms some agricultural subsidies into agricultural insurance.

All towns, sub-districts and agricultural insurance operating agencies must actively cooperate with the district agricultural insurance office to complete agricultural insurance in a timely manner based on the provincial and municipal agricultural insurance performance assessment methods, focusing on five aspects: organization and implementation, standardized management, fund guarantee, insurance coverage, and farmer satisfaction.

For performance self-evaluation work, the self-evaluation report shall be submitted to the Municipal Agricultural Insurance Office before the end of December.

(2) Speed ??up the settlement of financial subsidy funds.

The Municipal Agricultural Insurance Office will continue to entrust a third party to conduct audits, and starting from 2021, it will directly allocate special funds for agricultural insurance at the municipal level and above to insurance operating institutions using the method of pre-allocation at the beginning of the year and settlement in the following year.