The housing provident fund has two accounts: one is the provident fund account of the enterprise or institution that pays the provident fund for you; the other is your personal provident fund account under this account, not the card number.

The housing provident fund management provides each payer with a housing provident fund account with a personal provident fund account inquiry card, which is similar to a bank passbook (but cannot be withdrawn).

According to regulations, it will be issued to individuals by the paying unit.

I can check my personal account number with the human resources department of the provident fund depositing unit or the original depositing unit, or I can bring the original ID card or social security card to the city, district, or county provident fund business acceptance outlet for inquiry.

If you entrust a spouse or direct blood relative to do the investigation, you must also bring the original ID card of the agent and the original extended information proving the relationship between the principal and the agent. A personal housing provident fund account is an account specially established for personal housing provident fund savings in China.

This account is a special account that can only be used for personal housing provident fund deposits, with special account storage, unified management, and special use.

The source of the fund for this account is the sum of the part of the housing provident fund paid by the individual employee that is deducted when the employee's unit pays wages and the part paid by the unit for the employee.

Deposits in this account accrue interest at the statutory semi-annual time deposit rate.

Housing provident fund deposits are settled with interest on June 30 of each year at the bank's listed interest rate on July 1 of the previous year, and will be automatically transferred from the interest settlement date.

The principal and interest income from this account is exempt from personal income tax.