The formula for calculating the income of net-worth financial management is: (net worth of sales - net worth of purchases) * holding shares + dividends.

If the investor subscribes for the first time, then the income calculation is relatively simple, because the net value of the first time is 1, then the income is the part of the net value higher than 1.

The calculation formula of net worth financial management income is: (principal ÷ net worth at the time of purchase × net worth at the time of redemption) - principal = income.

What are net worth financial products?

The so-called net value financial products refer to financial products that faithfully reflect the discounted or realized value of underlying financial assets. Investors can enjoy floating returns based on the actual operation of the product.

The so-called net value refers to the value of an asset after discounting or realizing it.

Generally speaking, net value financial management is divided into closed net value products and open net value products; closed net value products refer to products with a fixed term and regular disclosure of net value, and investors will automatically redeem the product when it expires; after the term,

Products that can be redeemed at any time cannot be redeemed if they do not meet the deadline requirements.

Compared with previous expected return financial products, net worth financial products have different investment and operation modes.

Basically similar to above, the difference is that net value financial products have no expected rate of return. When the product expires, the product rate of return needs to be calculated based on the actual market investment quotation of the product. If it is open-ended, it will be calculated based on the market quotation during the opening time.

Valuation calculation.

Net value financial products mainly have the following characteristics: 1. Be confident: Investors can have a clearer understanding of product operation and capital investment direction, which is more conducive to making correct decisions.

2. High potential returns: For expected-income financial products, banks will receive the product income difference, while for net-worth financial products, banks only charge management fees. Under the same circumstances, investors' actual returns are higher.

3. Promote competition: As product information becomes more transparent, the survival of the fittest in financial products will intensify, which will lead to continuous improvement in product safety and product returns, which is undoubtedly a good thing for investors.

4. Richer product forms: Compared with traditional expected return financial management, net worth financial products present a more reasonable division of "return-risk" characteristics, and have richer product forms, making it possible to earn higher returns.