There are two ways of fund dividend: cash dividend and dividend reinvestment, in which cash dividend refers to direct payment to investors' accounts in cash, which is exempt from personal income tax. Dividend reinvestment means that investors will convert their dividends into fund shares and continue to hold funds in order to obtain greater returns.

Specific investors choose the dividend method according to their own situation. If you are not optimistic about the follow-up market, you can choose cash dividends to be safe, otherwise you can choose dividends to reinvest.