Worth buying. This is a one-year medical insurance. Including general hospitalization expenses, special outpatient expenses and outpatient surgery expenses; Malignant tumor medical expenses, malignant tumor outpatient surgery expenses, malignant tumor hospitalization fixed insurance, etc. It is a comprehensive short-term medical insurance product.

Advantages:

1, strong guarantee: China Life Insurance, such as e Kangyue Million Medical Insurance, has strong guarantee. The insurance can not only provide the insured with general medical expenses insurance, but also provide medical expenses insurance for malignant tumors, with a maximum compensation of 6 million. Even the outpatient department can be reimbursed before and after hospitalization, covering the outpatient and emergency examination fees and review fees for 7 days before and after hospitalization. The reimbursement rate is high, and 100% of the medical expenses agreed in the insurance contract can be insured, but only 60% can be paid if there is social security but it is not settled by social security.

2. Deductible Deductible: The annual deductible agreed in China Life E Kangyue Million Medical Insurance C contract is 6,543.8+0,000 yuan. However, if the insured obtains compensation through other commercial insurance and reaches the guarantee responsibility stipulated in the insurance contract, the deductible can be deducted to help the insured reduce the cost burden.

3. Low rate: China Life Insurance's C-class medical insurance, such as E Kangyue Million Medical Insurance, is relatively affordable and can be purchased as low as 199 yuan, which has certain advantages compared with similar products on the market. For example, a 30-year-old man applies for China Life Insurance such as e Kangyue Million Medical Insurance for the first time, and the premium is only 7 18 yuan. Unexpectedly, 30-year-old users can get up to 6 million yuan of medical insurance with 7 18 yuan, and the medical expenses can be reimbursed, and users can also buy critical illness insurance, which is very cost-effective.

4. Short waiting period: A 30-day waiting period also has an advantage in one year's millions of medical insurance. You know, there are still some insurance products on the market with a 60-day waiting period.

5. Cancel the lifetime limit of hospitalization allowance for malignant tumor: China Life Insurance, such as E Kangyue Million Medical Insurance and C Million Medical Insurance, can enjoy the hospitalization allowance of 200 yuan/day if the insured is hospitalized for malignant tumor, with an annual limit of 50,000 yuan. However, this insurance does not set a life-long limit on the hospitalization allowance for malignant tumors, which means that you can continue to enjoy the hospitalization allowance for malignant tumors in the second year.