Co-ordination fund payment is to use the funds in the co-ordination account to pay the related medical expenses of the insured, which means using your medical insurance card to swipe your card at the pharmacy or clinic.
Overall fund refers to the payment that is not recorded in the account and needs to enter the overall fund. Co-ordination fund means that all units pay part of the fees in a unified fund, and then pay the funds from this unified fund to the insured who need to enjoy the treatment.
All insurance funds are managed separately, that is, each insurance has its own overall fund. The medical insurance pooling fund refers to the remaining part of the medical insurance premiums paid by all employers for employees in the overall planning area after deducting personal accounts.
The overall fund includes the remaining part of the personal account after deducting the total payment of all insured units in the overall planning area; Financial subsidies; Social donation; Bank interest; Late payment fees, etc.
The medical insurance pooling fund belongs to the insured, which is stored in a special account and earmarked, and no unit or individual may misappropriate it. The overall fund is mainly used for medical expenses such as hospitalization of insured persons, emergency rescue in non-designated hospitals, referral from different places (hospitals), resettlement in different places, and special disease clinics.
The overall fund includes the remaining part of the personal account after deducting the total payment of all insured units in the overall planning area; Financial subsidies; Social donation; Bank interest; Late payment fees, etc.