For many investors, there is always a puzzling problem in the process of fund investment. Are there many advantages or disadvantages of investing in new funds? Subscribing for a new fund is a bold choice, so what are the benefits of subscribing for a new fund? The following is Bian Xiao's collection about the benefits of 202 1 new fund subscription _ how to make money by buying funds. I hope I can help you.
What are the benefits of new fund subscription?
1 cheap. I think the biggest advantage of the new fund subscription is that it is cheap, which is reflected in the net value of the fund and the subscription fee. The net value of the new fund subscription is 1 yuan, which means we can buy a fund at the lowest cost. If you are optimistic about this fund, it is still good. Compared with the same fund, the fund collects the subscription fee during the raising period and the subscription fee during the opening period. The subscription fee is generally 1%- 1.2%, and the subscription fee is about 1.5%. The subscription fee for new funds is generally not discounted, so the funds purchased during the subscription period are generally cheaper. The subscription fee of the old fund is generally 10% off on all major platforms, so the new fund has no advantage in cost.
2 relatively stable. There is a saying in the fund market that "the bull market buys the old and the bear market buys the new", because when the market environment is good, the new fund can't beat the old fund, and when the market environment is frustrated, the new fund is more resilient, and the most important thing is the shareholding ratio. When the subscription period of the new fund expires, it will enter a closed period, usually 3 to 6 months. Closed period means that the fund manager realizes the investment strategy. When opening positions, stock positions are generally not very high during this period. The allocation ratio of stocks is the biggest influencing factor of fund risk. When the market falls, the new fund is more flexible and stable because of its low shareholding ratio.
3. Newly issued special fund types can enjoy special treatment. For example, the capital preservation fund is purchased during the subscription period, so investors can enjoy the capital preservation treatment when they hold it due.
The future growth potential of the fund is related to its operation. It is not that the lower the price, the higher the potential, and there is no upper limit for the growth of the fund's net value. The domestic fund market has not developed for a long time, and it is normal that there are not many high-net-worth funds, but the fund market can be expected in the future. Judging the potential of a fund requires a more professional vision. For an investor, buying a new foundation increases his own risk.
How to make money by buying funds?
1 Regardless of any investment, this money must be idle for at least 1-2 years, and never borrow money.
2 Choose funds, oil and gas, crude oil, oil and gas, steel, coal, nonferrous metals, military industry, etc. Do not touch them. Buy mainstream, consumption, medicine, technology, securities, etc. As long as the society develops healthily, it is only a matter of time before these will definitely rise.
3 position management, buy in batches, even if you buy at a high point, there is still money to reduce costs. The simplest thing is to vote directly, and direct breeding is a no-no.
4 Look at the comprehensive market situation. If it is low according to the current historical reference, don't worry at all.
5. Learn fund knowledge and improve market risk awareness, because when you don't know an investment product, once it falls, your heart is uncertain, so panic is easy to make a wrong judgment.
6 mentality is very important and can bear temporary losses. If you want to sell at a loss, you will definitely not make money.
Who is the fund suitable for investment?
1 small investors. The investment threshold of the fund is very low. Some people are optimistic about the return of the stock market, but the funds at hand are not very abundant. Those high-quality stocks often cost tens of dollars, starting from 100 shares. It's hard to disperse. Buy some support. At this time, you can choose equity funds. If you prefer large-cap blue-chip stocks, you can choose large-cap funds. At this time, when you buy a fund, it is equivalent to holding a basket of blue-chip stocks, and the fund is subscribed.
People who are new to investment or have no time to pay attention to market dynamics. Fund investment is equivalent to giving money to a professional person (fund manager) and then sharing the proceeds with us. For a busy person, there is no time to pay attention to the market in real time. For a novice investor, it is impossible to identify news quickly, but fund managers can help us do these jobs, get information, and then take strategies to deal with market changes. Investment funds are equivalent to the process that fund managers handle post-investment. Moreover, some types of funds are extremely risky and basically do not test the professional level of investors, such as money funds and index funds. If you want to save time and effort, you can also choose the fund to make a fixed investment, operate once, set the deduction time and amount, and you can work with peace of mind.
March moonlight clan. I believe that every moonlight family has a dream of saving money, but they just can't save it. I don't know how to spend it anyway. Anyway, the money is gone. At this time, you can choose the fund to vote, 3500. Set the deduction time of the fixed investment to one or two days after the salary is paid, and then automatically transfer part of it to the fund share. If you persist for a period of time, you will find that spending a few hundred dollars a month seems to have no effect and the quality of life has not declined. On the contrary, you saved the money, killing two birds with one stone. Maybe in the near future, I can finish a long-awaited trip.
4 investors who want to diversify their investments. Not to mention money funds and bond funds, the risk coefficient is very low, and stock funds are also an application of the concept of diversification. Compared with investing all your money in one stock, the risk factor of buying a basket of stocks is definitely much lower. The fund aims to pursue long-term returns, and does not need frequent operations to pursue band returns. Very suitable for stable investors.
Fund investment is a medium-and long-term investment method, which is taboo for short-term intraday trading. Coupled with the relatively high transaction cost of funds, short-term intraday trading will generate a large number of transaction costs, and the expected income is not high, which is often not worth the candle.