This fund belongs to Alipay. From the platform point of view, all the funds of Yu 'ebao belong to Alipay consignment, all of which are audited by Alipay and sold by regular fund companies. It is a formal platform, and there is no deception. Therefore, there is no risk in transferring the balance treasure fund, but it will affect the income for a few days, and the security is also very high. From the perspective of the money fund itself, although the risk is low, it is not equal to the deposit, the principal and interest are not guaranteed, and there is a possibility of loss, so the 100% safety of the fund cannot be guaranteed. Therefore, there are risks after changing funds or before changing funds, which is consistent. Therefore, whether the fund is not changed or not, its security cannot be guaranteed. It can only be said that Yu 'ebao has the possibility of losing money, but so far, there has been no loss. Therefore, from the perspective of risk level, the Great Wall currency A is still very good. Secondly, since the establishment of 16, although the expected rate of return has been low, there has been no non-payment so far, which shows that the product is very reliable.

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1. How safe is Yu 'ebao Great Wall Currency A?

First of all, Great Wall Currency A is a monetary fund. Everyone should know that the money fund is the safest of all funds and has a low risk level. Secondly, the investment distribution of Great Wall Currency A is 77.89% bonds, 9.8% bank deposits, 12.3 1% others. The bonds with the highest asset allocation ratio are low-risk investment projects, and the risk of overdue default is very small and very safe. Based on the above two aspects, Great Wall Currency A, like other money funds in Alipay, is a very safe money fund.

2. Where can I buy Alipay's monetary fund?

Buy it in Yu 'ebao. Yu 'ebao itself is the financial channel of the money fund. When transferring money to Yu 'ebao, the words "Transfer to Yu 'ebao -XXXX" will appear below the amount. Click in, and a batch of money fund products will appear below for us to choose from. Search for "money fund" in Alipay search box, and there will be many money funds for us to choose from. Different money funds have different returns, but it does not mean that money funds with high returns will have high returns. There is a certain relationship between the yield of the money fund and the size of the money fund. If the yield of a money fund is higher than that of other money funds, it will attract more funds to enter the market, and when the funds reach a certain scale, the income will be slowly diluted.

Third, Alipay fund purchase skills

Look at the risk level. Funds are generally divided into low risk, medium risk and high risk. Investors should pay attention to their risk tolerance when buying. If you can't bear great risks, you can choose to consider money funds or bond funds. If you want to pursue high returns, you can consider choosing high-risk types such as equity funds or hybrid funds and index funds.

Look at the scale of fund assets. When buying a fund, it is better to choose a moderate fund size. Generally, funds with a scale of 2 billion to 654.38+0 billion are good and worth considering. Because the fund is small, it is convenient for the fund manager to change positions, but if there is risk, the fund is easy to liquidate, but if the fund is large, it is difficult for the fund manager to manage.