Investing in the stock market with the fund's money is a high-risk and high-return choice. During the economic boom, the stock market may be turbulent, but it is also one of the most profitable periods. If you are an experienced investor, you may get considerable returns by choosing the right company and buying stocks. However, if you lack experience in this field, you can choose to buy funds or index funds, which can spread the investment risks.

It is also a good choice to invest in the real estate market with fund money. The growth of the real estate market may be slow but steady, and relatively stable and predictable. If you want to buy your own house, you can make money by investing in the real estate market through funds. In addition, Real Estate Investment Trust (REIT) is also a good choice, because it can provide high returns and good diversification.

Investing in the bond market with the fund's money is also a low-risk choice. The bond market offers higher returns and lower risks than savings accounts. Compared with the stock and real estate markets, the bond market is more stable and predictable. If you are looking for a good choice of compulsory savings, you can invest in the bond market by buying bond funds or index funds.