Monthly income 1 and 5000 yuan are related to daily income 10000 yuan. The money in Yu 'ebao is actually the money fund of Tian Hong Fund. Therefore, his interest fluctuates with the market.
2. The annualized rate of return of Yu 'ebao in seven days is 4.4820%, that is, the average rate of return in the past seven days (65438+ February 2-65438+February 9), and the income of ten thousand copies is 1. 1896, that is, the income of ten thousand yuan on February 9 is 65438+. Therefore, the income of Yu 'ebao of 5,000 yuan is 0.59 yuan a day.
If you save for one month, it is accumulated according to the daily income, so it is not a fixed figure. The balance treasure on Alipay belongs to the money fund. Strictly speaking, it belongs to investment and financial management, but it will be regarded as a deposit because of its extremely low risk and small income.
4. The reasons for the decline in the income of Yu 'ebao can be summarized as follows: ① Monetary funds are mainly invested in short-term government bonds, deposits, certificates of deposit and pledged reverse repurchase, and the income of these assets is closely related to monetary policy and interbank funds. When the global central bank releases water, the money is loose, and the market is also loose, the return on assets will naturally be low, and the income of the money fund will gradually decrease. (2) Recently, when the COVID-19 epidemic caused the global financial market to fluctuate and the risky assets to fluctuate, the market generated a lot of negative emotions. Investors prefer low-risk wealth management products and are eager to sell high-risk wealth management products in order to withdraw funds, which will choose low-risk varieties, such as low-risk money funds.
Yu 'ebao is essentially a monetary fund and must abide by the fund trading rules. After buying, we will buy at the net value of the day, but the confirmation time is T+ 1, which means that the money we deposit in Yu 'ebao will not generate income immediately, and the products will be displayed after the fund company confirms the amount.