Xiao Nuo answer:

Hello!

If parents' basic security has been done, they may wish to buy special commercial endowment insurance for them. At present, most of the special commercial endowment insurance provided in the market requires the insured to be no more than 60 years old. Before buying old-age insurance for parents, we should pay attention to whether the parents' age meets the requirements.

In addition, before buying old-age insurance for parents, we should also pay attention to the collection of old-age insurance. Generally, the way and time of receiving commercial endowment insurance can be freely chosen, but no matter when and how the elderly receive it, we must ensure that they receive it for at least 20 years or until they are 85 years old, and the longer they can receive it, the better, so as to ensure that their parents' old age is more secure.

At the same time, there will be wholesale payment, 3 years, 5 years and other options. You can choose the appropriate old-age insurance according to your current economic strength.