Yu 'ebao freezes funds for the following reasons: 1. Yu 'ebao is generally transferred out. The redemption of Yu 'ebao Monetary Fund can be divided into quick transfer and ordinary transfer. If the user chooses ordinary transfer, the money will be frozen in the balance treasure before it reaches the bank card, and the frozen funds will be automatically unfrozen and transferred to the bank card on the day of receipt. 2. Yu 'ebao wishes to save. There is a wish saving function in the balance treasure. If the wish saving amount is set, the wish saving amount transferred to the balance treasure in each period will be frozen in the balance treasure, and the funds will be unfrozen and reused until the wish is fulfilled or the operation is terminated. 3. Yu 'ebao repays the loan housekeeper. The loan repayment manager in the balance treasure has a function of regularly transferring out for repayment. When the transfer-out plan is set, the amount used for transfer-out will be frozen in the balance treasure, and the funds will be thawed after unlocking the loan repayment amount. 4. Make an appointment for regular wealth management products. Make an appointment for regular wealth management products. Before the transaction, the funds will be frozen in the balance treasure. When the transaction is completed, the funds will be deducted from the balance treasure to purchase regular wealth management products. If the appointment fails, the funds will be automatically unfrozen.