When it comes to social insurance, many people are concerned about old-age insurance and medical insurance, but they pay little attention to other social insurances. In fact, our social insurance includes the "five major insurances". In addition to the first two insurances, there are unemployment insurance, work injury insurance and maternity insurance. Among them, maternity insurance is the so-called "Dink tax" and "single tax".
Why do you say that? This should start with our social insurance payment regulations. According to China's Social Insurance Law, as long as workers and employers establish labor relations, they must participate in paying social insurance premiums. But social insurance premiums are generally paid together. Unless you participate in social insurance payment as a flexible employee, you only need to pay pension insurance and medical insurance. Employees must pay pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance at the same time.
In other words, both men and women, whether they are married or not, whether they have children or not, must pay maternity insurance. However, this money is generally contributed by the company and is not deducted from the employee's personal salary. Taking Shanghai as an example, the contribution rate of maternity insurance for each employee is 65438+ 0% of the social security contribution base.
The maternity insurance fund is mainly used for the living allowance and maternity medical expenses subsidy during the maternity period of employees. How to enjoy maternity insurance? Must meet certain conditions, such as in line with national policies, but also stressed that only women who give birth can enjoy it.
In other words, all employees must participate in the payment of maternity insurance, while those who are single and childless after marriage only pay the money and have no conditions to enjoy it. So can we understand that we have paid "single tax" and "Dink tax"?
The population problem is really a big problem related to the development of our whole society. Is it possible to adopt the method of birth reward? In addition, people's sense of gain and satisfaction can be increased through various channels. Most people in China have the idea of carrying on the family line. Look at some rich people, many stars have given birth to several babies, and some have even been fined by the relevant departments for super-birth. If we can eliminate the worries of ordinary people after giving birth to a child, most people are still willing to give birth. Because, compared with childbirth, postpartum education is more important!
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