Balance and total assets are different. Total assets refer to our balance plus all the temporarily unavailable funds for purchasing wealth management products and other aspects, while the balance means that we can take it at any time in the balance, which is called balance. Generally speaking, the total assets will be more than the balance. For example, if I have 3, yuan, I will spend 2, yuan on fund investment, and the rest of 1 yuan will be put in the balance treasure. At this time, my total assets are still 3, yuan, but my balance is only 1 yuan. This balance refers to funds that can be used at any time, and we buy funds, wealth management products, or put them in bank deposits, which are not balances. Because this part of the funds can not be used, but this part of the funds are all included in the total assets.

This is actually a problem caused by many people's investment in Alipay. He found that his total assets were large, but the balance was not much. At this time, he did not count the funds for purchasing wealth management products. In fact, by clicking on the details page of total assets, we can see how much money is left on Yu 'ebao, how much money is spent on the fund, and how much money is spent on buying gold and wealth management products? There is a detailed classification of the money, and the balance only refers to our part in the balance treasure, and this part of the money can be used as we want. Other financial money can't be used in time within the specified time range, even if the fund needs a trading day at the earliest. So the balance is different from the total assets, including the balance, but there are other funds in the total assets, such as buying funds, stocks, gold and wealth management products, which are all within the scope of the total assets, but not within the scope of the balance.