individual payment standard of Hechuan old-age insurance

Old-age insurance, the full name of which is social basic old-age insurance, is a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers after reaching the working age limit stipulated by the state to terminate their labor obligations or quitting their jobs because of old age. The following is a good personal payment standard for Chongqing Hechuan endowment insurance, which I hope will help you!

1. Participating in employee pension insurance as an individual:

1. Payment ratio: 2% for individuals:

(1) 8% is included in personal account;

(2)12% is included in the basic old-age insurance pooling fund.

2. payment base:

if an individual is insured, his monthly payment base can be chosen between 6% and 3% of the average salary of employed people in the city in the last year according to his own situation.

2. Participating in the residents' old-age insurance as an individual:

The payment of the residents' old-age insurance is divided into 13 grades, and the insured can choose by themselves.

In addition, Chongqing also has a policy of paying for people with difficulties to participate in residents' old-age insurance. Among them, for the poor people who pay normal fees, the amount paid is calculated according to the lowest grade and paid in full by the government (currently 1 yuan/year); The poverty-stricken population and the low-income target who are not marked out of poverty in the normal payment filing card will be remitted by the government at 7% (currently 7 yuan/year), and the rest will be borne by individuals.

if you choose other grades to pay for the insurance, the government will still pay according to the above-mentioned standards, and the premium amount exceeding the payment standard will be borne by the insured.

Both employee pension insurance and resident pension insurance are based on the principle of overpaying and overpaying. In contrast, the overall treatment level of employee pension insurance is higher, while the overall treatment level of resident pension insurance is lower.

expansion:

1. Conditions for individual participation in the endowment insurance for employees of urban enterprises

Flexible employees who are over 16 years old and have not reached the retirement age stipulated by the state, who are willing to participate in the basic endowment insurance, have the ability to pay and are willing to bear the obligation to pay the basic endowment insurance premium, can voluntarily apply for participation in the endowment insurance for employees of urban enterprises in our city.

2. Registration conditions for residents' old-age insurance

Urban and rural residents who have registered in our city and have reached the age of 16 can voluntarily participate in the basic old-age insurance for urban and rural residents in our city.

Full-time students and those who have received the basic pension, retirement benefits or pension benefits on a monthly basis are not allowed to participate in the basic old-age insurance for urban and rural residents. Those who have participated in the basic old-age insurance for employees of urban enterprises and the old-age insurance for institutions and institutions shall not participate in the basic old-age insurance for urban and rural residents at the same time.