If you mean Hong Kong's savings dividend insurance as an education fund, it is a good choice. Because insurance in Hong Kong is open and transparent, its income is higher than that in the Mainland. Basically choose the shortest five-year period, and you can return to your capital in seven to eight years. Especially for newborn babies, 18 years old goes to college, and the value of insurance has more than doubled. Take part of it as college tuition, and the rest can continue to accumulate as a wedding fund or reserve.