With the aggravation of inflation, old-age security has become more and more important. In order to provide security for their old age, many people choose endowment insurance, which increases the demand for endowment insurance. In order to effectively protect the legitimate rights and interests of employees participating in the basic old-age insurance for urban enterprises, the relevant departments have introduced a new social old-age insurance policy to ensure the smooth transfer and continuity of the relationship between the insured and the basic old-age insurance for employees when they are employed in cities and towns. The Interim Measures for the Transfer and Continuation of the Relationship of the Basic Old-age Insurance for Employees in Urban Enterprises are applicable to all those who participate in the basic old-age insurance for employees in urban enterprises, including migrant workers. Those who have received basic old-age insurance benefits according to state regulations will no longer transfer the basic old-age insurance relationship. If the insured person is employed in inter-provincial flow, the social insurance agency of the original insured place (hereinafter referred to as the social security agency) shall issue the certificate of insurance payment, and the basic old-age insurance relationship shall be transferred to the new insured place. If the insured reaches the conditions for receiving the basic old-age insurance benefits, the payment period of insurance premiums will be calculated together, and the amount of personal account storage (including principal and interest, the same below) will be calculated cumulatively; Before reaching the age of receiving treatment, the basic old-age insurance relationship shall not be terminated, and the procedures for surrender shall be handled; Settle abroad and settle in Hongkong, Macao and Taiwan Province Province, according to the relevant provisions of the state. When the insured transfers the basic old-age insurance relationship through inter-provincial mobile employment, the transfer funds are calculated as follows: (1) Storage amount in personal account: 1998 1 days ago, the transfer is calculated according to the accumulated principal and interest paid by the individual, and 1998 1 days later, the transfer is calculated according to the total storage amount included in the personal account. (2) Overall fund (unit contribution): based on 1998 1 my actual contribution salary in the following years, the transfer will be made according to the sum of 12%. If the insured payment is less than 1 year, the transfer shall be calculated according to the actual payment months. (1) If the insured person returns to his domicile (referring to a province, autonomous region or municipality directly under the Central Government, the same below) for employment, the relevant social security agency at the domicile shall handle the transfer and connection procedures in time. (two) if the insured fails to return to the place where the household registration is located for employment and insurance, the social security institution shall handle the transfer formalities for him in a timely manner in the newly insured place. However, for men over 50 years of age and women over 40 years of age, the basic old-age insurance relationship should be maintained in the original insured place, and a temporary basic old-age insurance payment account should be established in the new insured place to record all the contributions of units and individuals. Thirdly, when the insured person is employed across provinces or reaches the conditions for receiving benefits in the newly insured place, all the payment principal and interest in the temporary basic old-age insurance payment account will be transferred to the original insured place or the place for receiving benefits. (III) If the insured is transferred with the approval of the Organization Department of the Party Committee at or above the county level and the administrative department of human resources and social security, and establishes labor relations with the transferred unit and pays the basic old-age insurance premium, it is not subject to the above age limit, and the basic old-age insurance relationship transfer and connection procedures shall be handled in time at the transferred place. (a) where the basic old-age insurance is located at the domicile, the domicile shall be responsible for receiving the treatment and enjoying the basic old-age insurance treatment. (2) If the basic old-age insurance relationship is not located in the domicile, but the accumulated payment period in the domicile of the basic old-age insurance relationship has reached 10 years, the local treatment collection procedures shall be handled and the local basic old-age insurance benefits shall be enjoyed. (3) If the basic old-age insurance relationship is not located at the domicile, and the cumulative payment period in the locality where the basic old-age insurance relationship is located is less than 10 year, the basic old-age insurance relationship will be transferred back to the original insured place, and the payment period will be 10 year, thus enjoying the basic old-age insurance benefits. (4) If the basic old-age insurance relationship is not located at the domicile, and the accumulated payment period in each insured place is less than 10 year, the basic old-age insurance relationship and corresponding funds shall be collected at the domicile, and the domicile shall go through the formalities for receiving the benefits according to regulations and enjoy the basic old-age insurance benefits.

Legal objectivity:

After the development of urban-rural integration in China, the floating population base is getting larger and larger, and the transfer and handling process of the old-age insurance relationship has gradually attracted attention, which has become a common problem for most people. Facing the demand of stable payment of migrant workers' old-age insurance, in order to safeguard the rights and interests of the insured, especially the vast number of migrant workers, and truly realize the insurance, at the same time, in order to promote urban and rural planning, guide the surplus rural labor force to transfer employment to cities and towns in an orderly manner, and promote the process of industrialization and urbanization, the State Council issued the Interim Measures for the Transfer and Continuation of the Basic Old-age Insurance Relationship for Urban Enterprise Employees. In order to prevent the insured from going back and forth between the two places due to the renewal of insurance, the Interim Measures stipulates a unified handling process: First, when the insured leaves the original place of employment, he should issue an insurance payment voucher to the social security agency of the original place of insurance. Second, after the insured person pays the insurance premium in the new employment place, he or the employer shall submit a written application to the social security agency in the new employment place and show the proof of insurance payment issued by the original employment place. Third, after reviewing the application, the social security agency of the newly-employed insured place confirms that it meets the transfer and connection conditions, that is, it communicates with the social security agency of the original insured place and handles the relevant information transfer and fund transfer procedures of the insured person according to regulations. Four, after the completion of the relevant procedures, the social security agency in the new place of employment shall notify the employer or himself that the whole relationship transfer and connection procedures have been completed. As far as the insured person is concerned, as long as the application is filed and the payment voucher is presented, other procedures are handled by the social security agencies of the two places, and the insured person himself does not need to travel back and forth. Need special reminder: when you decide to leave a city, you must go to the social security agency of the original insured place to issue and properly keep the insurance payment voucher; When you go to another city for employment, you should transfer and continue in time.