Another way to redeem Taobao fund
1. Log in to Alipay account (running environment version: 10.2.38.82), and click Account Link-My Financial Management.
2. Select the corresponding fund product and click Redeem.
3. After confirming the share to be redeemed, enter the payment password and click OK. After the operation is successful, the fund company can confirm it.
Warm reminder:
After the funds are redeemed successfully, they will be automatically transferred to Alipay balance. Please pay attention.
First, Taobao Shopping Fund is a kind of consumer rights granted to users for offline consumption scenarios. Shopping funds can buy offline activities of Taobao Tmall at a discounted price. To put it simply, each yuan shopping fund can deduct one yuan discount on goods, and the discount amount of Taobao shopping fund that can be used by different goods and different offline stores is different. However, after the discount, it can be converted into an equal amount of commodity coupons, which can be used when purchasing goods.
Second, no matter which channel you choose to buy funds, investors need to pay three main fees: subscription (or subscription) fee, redemption fee and fund management fee. In terms of fund sales rate, Zhonglu Fund Network clearly stated that the minimum subscription rate is 40% off the original subscription rate of 1.2% to 1.5%, and it is not lower than the bottom line of 0.6%. Take stock funds as an example. Front-end subscription or subscription fee, the bank's rate is between 0.8%- 1.2%, and the minimum sales of third-party funds can reach 0.6%. In the "price war", the third party sells "small wins".
Third, in other aspects, banks and third parties have their own advantages: in product selection, third-party sales companies have more complete products, and banks sell a small number of funds, but they are all screened; From a professional point of view, the third party focuses on the "investment consultant" card, and the professional service advantage of the bank is unknown, which basically acts as a sales counter.
Fourth, Taobao Wealth Management Channel began to ask for directions in a low-key manner, and launched three flagship stores: Taikang Life Insurance, Pacific Insurance and Bank of Communications. Like other Taobao products, customers can buy precious metals from Bank of Communications, investment-linked insurance from Taikang Life Insurance and dividend insurance from Pacific Life Insurance. Allowing banks to open stores in Taobao is recognized by the industry as an expedient measure for Taobao Empire to win the fund industry. There is no doubt that more banks will settle in the future, and Taobao's more than 400 million registered users will show amazing market power with more bank flagship stores.