1. Due diligence obligation: As the person in charge of the guarantee institution, he should perform due diligence obligation, including the review, risk assessment and decision-making of the guarantee project, so as to ensure the rationality and risk controllability of the guarantee decision.

2. Decision-making responsibility: The person in charge of the guarantee institution shall be responsible for his own decision-making, including the approval of the guaranteed project and the determination of the credit line, so as to ensure the rationality and risk controllability of the decision.