What do you think of the fund?
Today, I mainly talk about active funds, because the performance of active funds depends on the timing and stock selection of fund managers, while index funds only track the index performance, and the role of fund managers is not as great as that of active funds. Take Huaan Technology Power Hybrid launched by Alipay Good Fund Studio as an example, let's talk about it.
First of all, look at the type of fund.
Huaan Science and Technology Power Hybrid is an active fund. Active equity funds are divided into hybrid funds and equity funds. Equity funds require a minimum of 80% of stock positions, and hybrid funds are more flexible. When the market turns, hybrid funds can freely adjust their positions, thus giving full play to the ability of fund managers.
From the historical performance, the best performance of hybrid funds is better than that of equity funds, so it makes sense for active funds to choose hybrid funds.
Second, look at the size of the fund.
According to the data at the end of the first quarter of 20 19, the fund size of Huaan Science and Technology Power Hybrid is 1 100 million yuan. For active funds, the scale of 2 billion to 5 billion is more appropriate. If it is too small, there is a risk of liquidation. If it is too big, it is difficult to adjust the post and increase the management difficulty.
Third, look at the fund rating.
Fund rating can refer to foreign rating and domestic rating. Huaan Technology Power Hybrid is a Morningstar five-star fund, Morningstar is an international authoritative rating agency, and Huaan Technology Power Hybrid can get the highest rating, which shows that it is relatively recognized in the fund industry.