A current account is a fast and flexible cash account whose income far exceeds that of a current account. Deposit in the current account is to buy Huaxia cash money fund, which has low capital risk and does not require any handling fee for deposit and withdrawal. You can get much more income than current savings. If you want to take it, you can withdraw it quickly if you spend 365 days in the life cycle of Huaxia and accumulate less than 200,000 yuan in a single day, and it will arrive at the account as soon as 1 minute (depending on the actual bank receipt time). Holidays are also supported. Free credit card repayment, mortgage repayment, car loan and inter-bank transfer are also available. At the same time, you can also manage the balance, automatically manage the spare money in the account according to your own settings, and support the free repayment of many bank credit cards.

Active passing advantage

1, spare money management:

A) The income far exceeds the demand deposit: deposit in the demand account is to buy Huaxia cash interest-increasing monetary fund. Judging from the money market in the past few years, the income level of China's current account is higher than the deposit interest rate in the same period. Using Huaxia Huotong to manage the spare money in your hands can keep the liquidity of funds and get some income at the same time.

B) Low risk: since the establishment of the fund, there has never been a loss in the client's principal: since the establishment of the cash-increasing money fund invested by Futures Link in 2004, there has never been a loss in the client's principal, and the scale has exceeded 40 billion by the end of 20 12,13 1.

2. Quick cash withdrawal:

A)T+0 can be used for quick cash withdrawal, the fastest is 1 minute. After China Life realized T+0 online, online direct selling customers can realize "quick cash withdrawal" with their left hands and cash withdrawal with their right hands on ATM machines.

B) Cash withdrawal can be made quickly in 365 days, and it is open all day on holidays: it is not limited by transaction time, and online transaction can be used for cash withdrawal business in 365 days, and the fastest time is 1 minute, subject to the actual time of bank receipt. Due to the restriction of bank transfer from 22:00 to 2: 00 am, cash withdrawal is temporarily not supported, and the fund manager has the right to adjust the business rules, subject to the announcement.

C) The daily cumulative limit is raised to 200,000 yuan, and the handling fee is 0: the maximum limit for a single investor to withdraw cash quickly is 50,000 yuan, and the maximum limit for daily cumulative application for quick withdrawal is 200,000 yuan. Not only that, this function is still 0 handling fee!

3. Credit card repayment

Bank card idle money is deposited in Huaxia Lifelong Universal Monetary Fund, which can repay multiple credit cards for free.

4. Free mortgage and car loan repayment.

Support binding mortgage, car loan bank card and free loan repayment.

5. Inter-bank transfer

Bind multiple bank cards with the same name and transfer them to different bank cards for free.

6, mobile phone access is more convenient

"Alipay" mobile phone client support, iphone, Android system

7. Balanced management

A) Balance management is an investment method. On the specified date, the idle funds in the user's bank card exceeding the agreed retention balance will be invested in Huaxia Huotong to realize the income. For example, the current balance of the bank card is 10000 yuan, and the set retention balance is 2000 yuan. The system will automatically transfer 8000 yuan to China Life Insurance on the deduction date.

B) Four characteristics:

Ⅰ One-time setting of automatic financial management

Second, time-saving and labor-saving mandatory recommendation

Ⅲ. Various cycles are flexible and changeable.

Ⅳ Withdraw cash at any time, and it will arrive in one minute at the earliest.

C) management category:

I have a fixed salary and spare money every day.

2. Business working capital, which comes on a fixed date and leaves on a fixed date, requires high liquidity.

Third, earmarking. For example, buying a car, buying a house, paying by credit card, etc.

8. Payment is fast and convenient

More labor-saving, easier and more convenient capital transaction.

There are only three simple steps to buy a fund after opening Express Easy Pay:

I choose fund products.

Ⅱ Enter the purchase amount and transaction password.

Third, successful purchase

Second,

Yu 'ebao is a balance value-added service created by Alipay, a third-party payment platform. The regular customer service telephone number of Yu 'ebao is 40000-5342 1 (Tian Hong Fund Company) or 95 188. Through Yu 'ebao, users can not only get higher income, but also pay and transfer money with the consumption of Yu 'ebao. Users can purchase wealth management products such as funds directly on Alipay website, and get relatively higher income. At the same time, the funds in Yu 'ebao can also be used for online shopping, Alipay transfer and other payment functions at any time.

The funds transferred to Yu 'ebao shall be confirmed by the fund company on the second working day, and the income shall be calculated for the confirmed share. The advantage of Yu 'ebao is that the funds transferred to Yu 'ebao can not only get higher returns, but also be paid at any time, which is flexible and convenient.

Yu 'ebao is a balance appreciation service launched by Alipay for individual users. You can get a certain income by transferring money to Yu 'ebao. Support Alipay account balance payment, savings card (including one card) funds transfer fast payment. # There is no handling fee at present. Through the "balance treasure", users can not only get the "interest" of the remaining funds in Alipay, but also get higher income than the interest of bank demand deposits. According to its official introduction, in 20 12 years, the interest of current savings of 654.38+10,000 yuan is 350 yuan/year, and the income of Yu 'ebao can exceed 4,000 yuan/year.

201165438+1October 14, the latest scale of Yu 'ebao exceeded1000 billion yuan, making it the first fund in the history of China funds to exceed 100 billion yuan.

main feature

1, the operation process is simple.

Yu 'ebao's service is to build the fund direct selling system of the fund company into Alipay website. When users transfer funds to Yu 'ebao, they actually buy money funds. The corresponding funds are managed by the fund company, and the income of Yu 'ebao is not "interest", but the income of users buying money funds. If the user chooses to use the funds in Yu 'ebao for shopping payment, it is equivalent to redeeming the money fund. The whole process is as simple as recharging Alipay, withdrawing cash or paying for shopping.

2. There is no limit on the minimum purchase amount of Yu 'ebao.

Yu 'ebao has no limit on the minimum purchase amount of users, and you can buy it for one yuan. The goal of Yu 'ebao is to give those pocket money a chance to gain value, so that users can enjoy even one or two yuan, one or two hundred yuan of financial happiness.

3, high income and flexible use

Compared with the general "Qian Shengqian" financial services, Yu 'ebao has a greater advantage in that it can not only provide high income, but also fully support almost all Alipay functions such as online shopping and Alipay transfer, which means that the funds in Yu 'ebao can always increase in value, on the other hand, it can be used for consumption at any time.

4. Safety

Alipay also provides protection for the compensation of the stolen amount to ensure that the funds are foolproof.