If I have 1 million, first of all, I will consider the ultimate use of this 1 million?

This determines the time period of investment. If the time period is long enough (at least 3 years or more), I will only choose funds and stocks!

I will invest 4,000 yuan per month in two stock funds, Southern High Growth + Southern 500, each with 2,000 yuan.

If the fixed investment period is 5 years, the total cost is 4000*12*5=240,000 yuan, and there will be no investment after that.

Of course, I just need to ensure that I have 4,000 yuan in fixed investment funds every month!

That is to say, 1 million is almost not used.

In this way, I will use all the money to subscribe for new shares. There are so many new shares recently. With 1 million, I should be able to win some. The expected annual income is 10%, which is 100,000 yuan. This 100,000 yuan every year is enough to pay for the fixed investment.

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Look at the success of new stocks in about 3 months. If the effect is good, keep doing this.

If the effect is not good, I will regularly buy some large-cap blue chip stocks. The main direction is the leading securities companies. You can also refer to the fund fixed investment method. I will buy a fixed number of leading securities companies every month. For example, I buy 2,000 shares in a month, and the price is 20 yuan a month.

In terms of shares, it costs 40,000 yuan per month.

Generally, this situation needs to be adjusted flexibly according to the stock market conditions.