Yes, you can apply for a loan according to the local bank regulations.

Requirements of the borrower:

1. Natural persons aged 18-6 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also acceptable)

2. Stable employment and income. The ability to repay the loan principal and interest on schedule

3. The actual age of the borrower and the loan application period should not exceed 7 years old

The materials that the borrower should provide:

1. Identity cards of husband and wife, household registration book/temporary residence permit and household registration book for foreigners

2. Marriage certificate, divorce certificate or court judgment, two copies of single certificate

3. Income certificate (in the format specified by the bank). Copy of the business license of the employer (with official seal)

5. Credit certificate: including academic certificate, other real estate, bank running water, large deposit certificate, etc.

6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.

Note: Starting from May 1th, 21, the loan for purchasing a house in Beijing by a nonlocal household registration must also provide a tax payment certificate for nearly one year or a social security certificate for one year, and other materials that can prove that they have worked in Beijing for one year.

Extended information:

Evaluation of credit users can get bank loans:

At the 219 China-Jinan High-end Forum on Human Capital Industry, the organization showed the participants an evaluation platform of "talents are valuable". Enter the personal ID number on the platform through WeChat applet or APP, and set the password. After face recognition, it only takes a few seconds, and the platform can give personal worth, financial worth and job value reports by using the big data information collected.

As soon as the evaluation platform was launched, it attracted more and more resources such as evaluation, banking, insurance, funds, big data, universities, business incubators and so on. This has also become an innovative attempt to stimulate social pain points such as "investment and loan linkage" and solve the "loan dilemma". Through this platform, Jinan High-tech Zone has clearly marked the price for a group of talents within its jurisdiction.

It is understood that the evaluation platform of "talents are valuable" is linked with banks, insurance and other institutions to form a multi-dimensional financial innovation collaborative mechanism of "bank credit, insurance guarantee, government compensation, fund support and supporting participation".

as of may 21st, 12 financial institutions and financial institutions have signed contracts with the evaluation platform of "talents are valuable". Among them, Shanghai Pudong Development Bank has achieved docking with the port of the platform. For users who have obtained credit through value evaluation, banks can directly lend money online, making the financial services of the platform more convenient.

Zhang Weiguo, member of the Party Working Committee of Jinan High-tech Zone, director of human resources management department and acting president of Jinan Human Capital Research Institute, introduced that the evaluation platform of "talents are valuable" is an all-port open platform.

we will build an industrial ecosystem around the six links of the industrial value of human capital: formation, evaluation, redemption, promotion, transaction and innovation, and cooperate with enterprises and institutions in the field of business segmentation to empower talents, industries and regions.

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