The solution can refer to the following situation: 1. If you redeem your bank card directly, you can go to the bank with your ID card, and the funds should be in suspense. The withdrawal application should be solved; 2. If you buy Huaxia Fund through Alipay and apply for redemption, the funds may enter your Alipay. Please check the situation of Alipay; 3. On the other hand, the redemption funds may still be in the fund company, consult the fund company and change the binding card.