As an ordinary person's fund, 50,000 yuan may not be enough to set foot in the risky stock market, and ETF fund is a good choice, which not only has relatively little risk, but also can obtain stable income. So, if we spend 50 thousand on ETF, how much income can we get a year? Analyze from the following angles.
I. Return on ETF investment
The fluctuation of ETF is uncertain, that is to say, the yield of each ETF is different. Assuming that the expected annualized rate of return of an ETF fund is 10%, the principal of 50,000 yuan is 5,000 yuan a year. In addition, ETFs also have negative returns. When investors buy ETF with negative returns, it means that investors will suffer losses.
The second is the management fee of ETF fund.
Fund management fee is a necessary cost, which is the fee charged by fund companies to provide management services for investors. The management fee of ETF fund is still relatively low compared with other fund types. Investors should consider management fees when trading.
Three. other charges
ETF funds also have some other expenses, such as trading commission, which will also have a certain impact on the rate of return. Usually, these expenses are low, and the impact on the overall income will not be too great, but attention should be paid.
Fourth, avoid risks.
Investing in ETF funds is a more stable choice than buying stocks directly, but we also need to be alert to the risks brought by market fluctuations. If an investor's investment enters the ETF fund market for the first time, he can choose a more stable fund with the help of a financial planner to reduce the investment risk.
To sum up, the ups and downs of ETFs are uncertain, that is to say, the yield of each ETF is different. Assuming that the expected annualized rate of return of an ETF fund is 10%, the principal of 50,000 yuan is 5,000 yuan a year. In addition, ETFs also have negative returns. When investors buy ETF with negative returns, it means that investors will suffer losses.