1. The difference between Bond A and Bond B. The core difference between the two types of bond funds A and B is the subscription fee: Class A bond funds have subscription fees, including front-end and back-end; while Class B bond funds do not have any

There is a subscription fee, but a fixed sales service fee is charged.

2. What is a bond fund? A bond fund, also known as a bond fund, refers to a fund that specializes in investing in bonds. It seeks relatively stable expected annualized returns by pooling the funds of many investors to invest in bonds in a portfolio.

According to the China Securities Regulatory Commission’s classification standards for fund categories, bond funds are those with more than 80% of fund assets invested in bonds.

3. Characteristics of bond funds 1. Low risk and low return Since the investment object of bond funds - bonds, the income is stable and the risk is small, and bond funds invest in different bonds in combination, which can effectively reduce the risk of direct investment.

The risks that a certain bond may face, therefore, the risk of bond funds is smaller.

However, since bonds are fixed-income products, the return rate of bond funds is not higher than that of stock funds.

2. Lower fees Since bond investment management is less complex than stock investment management, the management fees of bond funds are also relatively low.

3. Stable income Bonds are fixed-income products. Investment in bonds will provide regular interest returns and a commitment to repay principal and interest upon maturity, so the income of bond funds is relatively stable.

4. Pay attention to current income. Bond funds mainly pursue relatively fixed income in the current period. Compared with stock funds, they lack the potential for value-added. They are more suitable for investors who are unwilling to take too many risks and seek stable income in the current period.

5. High Liquidity If investors invest in non-tradable bonds, they can only cash them out when they mature. However, if they invest indirectly in bonds through bond funds, they can obtain high liquidity and can transfer or redeem the bond funds they hold at any time.

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