China Dingmao Bond C is a bond fund. It is also the most popular fund of Wealth Management. In the past year, the fund has increased as high as 9.52%.

So, is China Dingmao Bond C risky?

Whether the risk is high or not, let’s briefly analyze it, please see below.

The risk level of China Dingmao Bond C is "medium-low risk" and it is a medium- and long-term pure debt fund.

Pure debt funds mean that they only invest in bonds. Generally speaking, the risk of this type of fund is lower than that of ordinary bond funds, because some bond funds may invest in stocks (up to 20% investment ratio).

Are there risks in China Dingmao Bond C?

some.

First of all, China Dingmao Bond C is a non-guaranteed floating expected return product, and the net value of the fund fluctuates every day.

Judging from historical net value information, China Dingmao Bond C may also suffer losses in the short term.

Secondly, the expected return of China Dingmao Bond C is related to the bond market conditions.

This fund mainly invests in interest rate bonds. If market interest rates rise, bond prices will fall, and this bond fund will inevitably be affected.

In the third quarter of 2017, the fund's expected return was -0.3%, which was a loss during this period.

How risky is China Dingmao Bond C?

Although bond funds are not as volatile as stock funds, short-term holdings may still result in losses.

First of all, if the holding period does not exceed 7 days and is redeemed, the fund company will charge a 1.5% redemption fee; secondly, if held for a short period of time, the expected return of the fund will be greatly affected by the fluctuation of bond prices, and it is easy to lose money when the bond turns bearish.

If you hold the fund for a long time, bond interest will account for a large proportion of the fund's expected income, and the risk of loss will be relatively small.

In short, China Dingmao Bond C has the risk of loss.

If you hold this fund for a long time, the risk is relatively small.