Buying funds is to make money, but different types of funds have different advantages and risks, so there are different ways to buy them. How to buy index funds? Come and have a look with me.

First, see clearly the investment target.

Defining the investment target is the first point in choosing index funds, and seeing the target tracked by index funds clearly. An appropriate index is the key to investing in index funds, because the investment goal of index funds is to obtain the rate of return of the underlying index. The index itself is not good or bad, the most important thing is to adapt to its own asset allocation goals.

Second, compare fund rates.

Fund rates include fund management fees, custody fees and subscription redemption fees, and the fund fees of each company are different. Although the first two items do not require investors to pay out of their own pockets like the redemption fee, they should not be underestimated as expenses included in the fund assets. Generally speaking, the rates of ETF and LOF index funds are low, so investors should clearly understand the various rates of funds before choosing index funds.

Third, go through the account opening procedures.

After choosing the fund you want to buy, you should consider the purchase route. The purchase route of index funds mainly includes the following points:

1, go directly to the bank counter or log in to online banking to buy;

2. Through securities company transactions, fund transactions can be entrusted by telephone at the brokerage office, and brokerage fees are cheaper than banks;

3. Buying and selling funds through the online trading system of the third-party sales platform will generally enjoy certain rate concessions;

4. Trading on the fund company's website can be entrusted for 24 hours, unlike buying in a bank, which is limited by trading time;

5. In addition, if it is ETF or LOF index fund, it is more convenient to buy and sell in the secondary market like stocks.