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What does a blue-chip fund mean? How stable is it?
New fund investors may hear the word blue-chip fund, but its meaning may not be clear. What kind of fund is this? How stable is it? Let's take a look at these contents together.

What does a blue-chip fund mean?

Blue-chip funds refer to stock funds that invest in large, mature and stable enterprises. These enterprises usually have stable performance, strong finance, a certain market share, and certain investment value and growth potential. The main investment targets of blue-chip funds are well-known companies widely accepted and recognized by most investors, so the investment risk is relatively low and the income is relatively moderate, which is the first choice for most investors to choose long-term holding.

From the perspective of investment attributes, blue-chip funds have the following characteristics:

1, robust and reliable. Blue-chip funds usually invest in the stocks of large-scale, financially sound and industry-leading enterprises, so their value fluctuations are relatively stable and are not easily affected by short-term market fluctuations. It is a stable and reliable investment product with strong anti-risk ability.

2. The growth potential is considerable. Although blue-chip funds mainly invest in mature large enterprises, these enterprises are also looking for new growth points in the changing market environment. By investing in blue-chip funds, you can share the growth process of these enterprises and share the growth returns they bring.

3. The long-term investment value is high. The income from holding blue-chip funds for a long time is relatively stable and moderate, which is suitable for investors who pursue long-term stable income. Although blue-chip stocks are sometimes affected by short-term market fluctuations, in the long run, their share prices generally show an upward trend.

Are blue-chip funds more stable?

Blue chip funds are funds that invest in blue chips. "Blue chip" refers to an important leading position in an industry. Blue-chip funds are more stable in return and risk than other funds because of their excellent performance, high return on investment, high liquidity and relatively low risk.

However, blue-chip stocks are relatively stable, but it does not necessarily mean that buying blue-chip funds will make money. Generally speaking, blue-chip stocks are large in scale and have many weights, which have a great influence on the index. When the index is at a high level, it means that many blue chips have reached a higher position. If you buy a blue-chip fund at this time, the risk is relatively high, so blue-chip stocks are more suitable for buying when the index is not high or undervalued.

Common blue-chip indexes are: SSE 50, CSI 100 and CSI 300. Many funds choose the underlying stocks in these indexes as investment targets.

The above is the introduction of blue-chip funds, hoping to help investors.