1, with different medical scope.

Children participating in children's medical insurance need to be bound to a medical institution, but if they are hospitalized, they can seek medical treatment in any medical institution in the city;

Children's overall medical insurance is established by the city and district respectively, and the hospitals for medical treatment are limited to several medical institutions designated by the city and district.

2. Different treatment

There is a deductible for children's medical insurance. Taking Beijing as an example, the deductible line for outpatient treatment is 100 yuan, and the deductible line for inpatient treatment is 150 yuan. Children's overall medical insurance has no deductible.

The overall fund is mainly used for medical expenses such as hospitalization of insured persons, emergency rescue in non-designated hospitals, off-site referral (transfer), off-site resettlement, and special disease outpatient service.

3. Different management units

Children's medical insurance is managed by social security bureau, while children's overall medical insurance is not managed by social security bureau. Self-financing and self-determined policy management by government agencies and institutions belong to a kind of welfare given by the unit to employees.

Children's overall medical care is the overall medical insurance for children in government agencies and institutions. This kind of insurance refers to a form of medical insurance that employees' children who formally work in local organs and institutions can be paid by their parents' units together with their parents' medical insurance

Children's medical insurance is also called children's medical insurance Children's medical insurance can prevent the risk of medical expenses caused by diseases in the process of children's growth, and prevent children from getting high-quality and fast medical services for economic reasons.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.