Draw a wealth growth curve:

If you take an inventory once a year, your total wealth will be an upward sloping curve, like this: the steeper the upward slope of the curve, the greater your progress every year, and the faster you accumulate wealth; On the contrary, if the slope is very low, or the total wealth falls instead of rising, we have to think about where our money has gone and whether we need to make some adjustments.

Analyze whether the distribution of wealth is reasonable;

Secondly, you should make a more detailed analysis of the current investment situation to see if it needs to be adjusted. For example, many friends will invest in funds, but have you found that the more you invest in the stock market, the more money you have, and the greater the ups and downs. Can you stand it? In the overall asset allocation, is an asset too high and beyond your original plan? Therefore, we should resume investment every year. If you invest more in the stock market, you can reduce it appropriately and put it on more stable assets, and your heart will be more practical.

Develop a wealth appreciation plan:

For example, try 1 investment that you have never participated in, read five investment books, learn stock investment well, and start a new fight for Hong Kong stocks.