Is the risk of fund fixed investment high?
Fixed investment funds are not risky. The main function of fixed investment fund investment is to average the holding cost of the fund and spread the risk of investment, thus reducing its own losses. Therefore, the risk of fixed investment fund is not high, and it is relatively safe and reliable. Although the risk is not high, it does not mean that there is no risk. Any investment and financial management method has certain risks. The risk of fixed investment of the fund has a great relationship with the fund target. If it is a partial stock fund, the risk is relatively large.
How to set the fixed investment and take profit point of the fund?
There is no absolute standard for fund profit-taking. In general, the take profit point of active funds is 20%, and the stop loss point is negative 15%. The take profit point of a stable fund is 15%, and the stop loss point is negative 10%. The take profit point of conservative funds is 10%, and the stop loss point is negative 5%. The range of stop loss point is smaller than the take profit point, because it can brake in time to make a profit.
The logic of setting the fixed investment and profit-taking point of the fund is determined by the buying point. For example, the net value of a fund dropped from 10 yuan to 0.5 yuan, and the same fund shares were invested in 8 yuan, 5 yuan, 3 yuan, 2 yuan and 0.8 yuan. The most basic requirement for the take profit position of the lowest fixed investment price is to reach the fixed investment position counted forward by 2, for example, the lowest price is 0.8, and the take profit point is the fixed investment position counted forward by 2, which is the position of 3 yuan. By analogy, the fixed investment price is 2 yuan, and the profit-taking point is here in 5 yuan. In this way, we can not only get the maximum benefit, but also maintain a good holding mentality.