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Is it really uneconomical for insurance companies to manage their own annuity insurance?
Whether it is worth it depends on who buys it. Annuity insurance is not suitable for everyone. If the budget is limited, serious illness medical care and accidents are the top priority; If the economic conditions are relatively rich and there is more spare money in hand, annuity insurance is indeed a good choice.

People suitable for purchasing annuity insurance:

1. Young people with pension plans

Pension is not something you need to consider when you are old. Planning early when you are young will give you enough time to accumulate wealth. To sum up, ordinary people who have spare money can consider buying annuity insurance.

2. Middle class with better quality of life

For the middle class with relatively free basic finance, the general income channel of this group will not be single, and the investment methods are diverse. Therefore, buying annuity insurance can not only increase the diversification of investment, but also lock in some wealth as future reserve funds.

3. Parents who want to save money for their children.

Parents with ideas will prepare a "reserve fund" for their children, which can be used to go to school, get married, buy a house or a car or as start-up funds when they grow up.

4. Elderly people with stable income for the time being

Generally speaking, it refers to some middle-aged and elderly people who are about 50 years old and have a stable income, such as starting their own businesses or having a higher-than-average wage income. On the premise of having health insurance and some savings, you can consider taking out some money to buy annuity insurance.

Do you know the pit of annuity insurance? Look here and you will understand: "annuity insurance can be seen and touched, annuity insurance pit prevention guide!" " 》

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