1, savings will deviate from the mainstream.
Because the macro-economic direction is still weak, the situation of reducing foreign exchange holdings has not changed, and many industries predict that the central bank will maintain a loose monetary policy, so the 20 16 interest rate cut is relatively certain. In 20 16, the bank expects the annualized interest rate to continue to decrease. It seems that behind the preservation of value is the reduction of purchasing power and actual depreciation.
2, the collection will be cold.
As the saying goes, "hidden in prosperity." However, with the increasing downward pressure on China's economy, the collection market will undoubtedly be greatly affected. At the same time, due to the imperfection of the rule of law and supervision system, the market is mixed, it is difficult to effectively safeguard the investment rights of Tibetan friends, and the bubble trend of the collection market is obvious.
The real estate market will become more and more popular.
In 20 16, the property market policy will tend to be loose, and the introduction of policies to stimulate the property market will be a high probability event, and house prices may generally rise. Under the tone of "destocking" on 20 16, house prices will surely hit a new high, and ordinary people will only look at the house and sigh, leaving us little investment space.
The stock market will continue to be turbulent.
The expectation of the RRR cut by the central bank is a big plus for the stock market, but the persistence of the economic downturn is also a big negative for the stock market. These two opposing forces will lead to the continuous turmoil in the stock market.
5. The expected annualized expected income of baby products will hit a new low.
From 65438+February 29th, Yu 'ebao began a new round of decline, and on New Year's Day, it "celebrated" the New Year by falling below. Not only Yu 'ebao, but also the 7-day historical expected annualized expected rate of return of wealth management baby products of fund companies and Internet departments has declined.